Frequently, first-time homebuyers will turn to relatives to help with a down payment or to co-sign on the loan. However, all the parties involved need to be very aware of the pitfalls before agreeing to this arrangement. (Photo: Pexels). In Boulder County, home prices have risen to record highs in a housing market with […]
Lower your mortgage payment by removing Private Mortgage Insurance (PMI)
Private Mortgage Insurance is usually required on conventional home loans in cases when the down payment is less than 20%. “Mortgage insurance” might sound like a type of life insurance that pays off the mortgage on your home for the benefit of the survivors in the event you pass away. However, Private Mortgage Insurance, known […]
At home on the beach – Part 2
There are many details to gauge when buying a vacation property. (Photo: Pexels). Are you thinking about buying a vacation home on an island getaway for you and your family to enjoy? There are quite a few factors to evaluate in order to make the vacation home buying experience a happy one. In my previous […]
2022 Boulder Valley Real Estate Report just released!
The 2022 of the Boulder Valley Real Estate Report reveals the unwavering strength of the Boulder Valley community and our exceptional real estate market. Our analysis of 2021 statistics, trends, and forecasts shows consistently growing value, unceasing demand, and persistently low inventory. View it all here: 2022 Boulder Valley Real Estate Market Report
Marshall Fire and property taxes
Aerial view, taken Jan. 17, of the aftermath from Marshall fire. (Photo: Gabe Shakour / Shutterstock.com). When your home burns to the ground and everything has been taken from your normal life, a torrent of questions on a huge array of topics comes to mind. One of these questions is, “what will happen to my […]
You can’t outsave the market: the lowdown on low down payments
First-time home buyers frequently face the challenge of saving for a large enough down payment for their first home purchase. (Photo: Pexels). First-time home buyers frequently face the challenge of saving for a large enough down payment for their first home purchase. Home price appreciation rates along the Front Range often exceed 10% a year, […]
At Home with Diversity
At Home with Diversity® educates thousands of Realtors to work fairly and effectively with a changing and increasingly diverse pool of home buyers and home sellers. (Photo: Yan Krukov, Pexels). During the holidays, as we gather with family and friends – and celebrate sharing, togetherness, and “Peace on Earth” – we can express our […]
It’s time for your annual real estate checkup
To keep yourself healthy, you make sure to schedule an annual physical. To maintain your financial well-being, it is essential to schedule an annual real estate checkup. December is a great time to conduct that review so you can make any adjustments in the year ahead. If you’re not a homeowner yet or don’t own […]
Gift of a lifetime for first-time home buyers – Part 2
An exceptional gift idea is helping your relative or loved one with an interest rate or mortgage buydown. (Photo: Pexels). The holiday season is upon us and you may be thinking about finding a special or unique gift your family member or loved one could use for years to come. In my previous article […]
Gift of a lifetime for first-time home buyers – Part 1
For 29 percent of first-time home buyers, saving for a down payment on a home is the most challenging step in the home buying process, according to the 2021 Profile of Home Buyers and Sellers report by the National Association of Realtors® (NAR). Jessica Lautz, vice president of demographics and behavioral insights at NAR says, […]